Eat now, pay later: Takeaways can now be bought for on finance with customers able to spread the cost of meals over four equal payments

Britons struggling to pay their way through the cost-of-living crisis are now being offered schemes to order takeaways on finance.

Buy-now-pay-later tool Klarna is now available on food delivery app Deliveroo.

Meanwhile, customers can purchase a gift card for JustEat – another takeaway delivery app – using another shop-now-pay-later service Clearpay.

The Clearpay website gives buyers the option to spread the cost of purchasing between £10 and £50 to use on the app and spread the cost across four equal payments.

But critics have branded the ventures ‘a terrible idea’ and warned that vulnerable customers could fall further into debt.

Dominic Arnall, chief executive of charity Just Like Us, said: ‘Even as a plot for a dystopian novel, food on hire purchase would be laughably ghoulish.’

Read More: Eat now, pay later: Takeaways can now be bought for on finance with customers able to spread the cost of meals over four equal payments