Life is already so expensive. With the cost of living going up each day, who needs extra expenses. When it comes to getting a divorce, you could end up spending a small fortune on. The average cost of divorce in the USA is about $15 000 per person. That’s a staggering amount of cash. There are ways to have an affordable divorce. Read this article on ways to achieve it.
Firstly if you can, get an uncontested divorce. An uncontested divorce is where both parties agree on all the terms and conditions of the divorce. If you can have an amicable divorce, then this will save you a lot of money in the long run. If both spouses can remain calm and agree, then you will be able to save time and money. Your divorce will also be processed faster. If you do decide to use a lawyer, research different lawyers and compare prices. Most lawyers charge per hour. If you can try to get divorced without a lawyer, that would be a better idea. This will save you a lot of money. Lawyers can charge between $250 and $400 per hour. This can add up easily.
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Another way to get a cheap divorce is to file for a divorce online. Online divorce is much cheaper than going the traditional route. There are many great online divorce companies that will help you through the entire process. You will have to fill in a questionnaire to see if you apply for an online divorce. An added bonus is that you can file for a divorce in the comfort of your own home. What could be easier than sitting on your sofa, opening up your laptop to get divorced? The average online company will charge between $150 and $500 to process your divorce. They will help with your documentation and paperwork. Most good online divorce companies also have lawyers that you can speak to online to offer you legal advice. It’s important to remember though, that if you do choose to go with an online divorce company, your divorce should be rather simple. It should be an uncontested divorce and it would be better if no children are involved. If children are involved, make sure you agree on all things related to your children, such as child support and visitation rights. This will make the whole process of using an online divorce company so much easier. You can also find your divorce papers online. This will also help you save money. If you can get all your own documentation online and fill it out correctly, you can then file your own papers at your local court.
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If you and your spouse can’t come to an agreement, then you might have to use an attorney. In this case, make sure you know exactly what you want to ask your attorney. Write down all your questions, this will save you time and money. Attorneys charge per hour, so if you keep going back to them to ask a question, they will charge you. File all your paperwork in the correct order, so that when you are with your attorney, you will know where to find the correct documents. It will also be a good idea to get all your own supporting documentation, like financial statements, credit card statements. When it comes to disclosing all your assets, be honest. If you lie about what you own and the court finds out, you can get a rather large fine, and this will increase the overall costs of your divorce.
It is also extremely important, that if you want a cheap and affordable divorce, that you try your best to not go to trial. Going to trial is extremely expensive. Rather than spend all that extra money, settle things with your spouse. Try and not let anger and bitterness, overtake your feelings. If you go to trial you might win, but at what expense? Going to trial is really stressful too. If you can’t find a compromise, rather use a mediator. A mediator will help you and your spouse come to an amicable agreement, out of court. Mediation tends to be 40 to 60% cheaper than litigation.
If you really can’t afford a divorce, even if you have tried the cheapest route, you can see if you’re eligible for a filing fee waiver. Most states do allow this. In this case, you would have to prove in court that you can’t afford to pay for the fees.
If you really want to, you could also get your spouse to pay for your fees. This is possible. For example, if your spouse makes a huge salary in comparison to your salary; Or if your spouse has stopped your access to your finances and you have no money. You could also just ask your spouse if they don’t mind paying your fees if your divorce is amicable. They might just say yes.
Closing joint bank accounts will also help you save money during your divorce. For example, you wouldn’t want a bitter spouse to run up your credit card account. As soon as you know you will be getting a divorce, stop linked accounts. Each spouse should open up their own separate bank accounts. You wouldn’t want to share in debt that could last long after your divorce has been finalised.
As mentioned before in this article, if you do decide to choose a lawyer, compare lawyers fees. Also, check exactly where your money will be going. Ask for a break down of their fees and what out exactly what they will charge you for. They might charge you to just send an email or to make a simple phone call. They could even charge you travel fees. If you are unsure about where your money will be spent, ask your lawyer. Remember you are hiring them and you have a right to ask them exactly what’s going on. A good lawyer should keep you constantly in the loop.
These are just a few tips on how to have an affordable divorce. The most important thing to do is to be prepared and do your research. A divorce doesn’t have to break the bank and leave you penniless. With a bit of planning, you can happily save money during your divorce.